Basic Life and AD&D Insurance
Short Term Disability Benefits (All Employees)
• Elimination period: 14 days (benefits begin on day 15).
• Benefit continues for up to: 11 weeks (not including elimination period).
• Benefit amount: 60% of salary up to a maximum of $3,500 per week
Long Term Disability Benefits (Salary Employees)
• Elimination period: 90 days (benefits begin on day 91).
• Benefit continues up to social security normal retirement age
• Benefit amount: 60% of salary up to a maximum of $10,000 for all full-time salary and office employees, and $15,000 for executives
Voluntary Life Insurance
Haselden provides you with basic life and AD&D insurance at no cost to you if you enroll in the medical plan:
• Employee life insurance benefit: $20,000
• Employee AD&D insurance benefit: $20,000
Short and Long Term Disability
Haselden provides all eligible team members with Short Term Disability and covers the full cost on your behalf.
If you are a salary or office team member, Haselden also pays 100% for you to have Long Term Disability benefits.
Short-term disability allows you to continue earning a portion of your salary if you are unable to work due to a covered illness or injury, and if you are not able to return to work after the short-term disability benefit period ends, you may be eligible for long-term disability, which provides additional salary continuation.
Depending on your personal situation, basic life and AD&D insurance might not be enough coverage for your needs. Haselden provides you the option to purchase voluntary life and AD&D insurance at group rates. You may also purchase voluntary coverage for your spouse and eligible children.
See your plan documents for more details on the voluntary life benefits available to you.